The huge scale of the stock market falls over the last three
weeks has actually resulted in two of my individual brokerage accounts being
underwater when compared to the initial sums invested.
Below is the performance of each of the accounts, simply showing
their current value against all of the cash ever added to them - the dates in
brackets are the periods in which contributions were made. They're not adjusted for inflation or
anything else ...
- ISA 1 (2007-2010), +79.8%
- ISA 2 (2010-2013), +0.8%
- ISA 3 (2013-2017), +15.2%
- ISA 4 (2017-2020), -9.4%
- SIPP (2010-2020), -3.9%
ISA 2 has just about retained some buoyancy, but the last contributions were made seven full years ago.
The biggest casualty by far is the SIPP. It's the largest of the individual pots and the
majority of the money went in between eight and ten years ago, in the form of
transfers during the consolidation of several smaller DC pots I'd accumulated
before then. And now it's sinking ...
Strange times.
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