Investment Review - October 2014 Portfolio

I'm full of cold and feeling a bit under the weather, so I didn't fancy working today.  

Instead, I thought I'd create a new spreadsheet which pulls in the data from the various individual investment sheets, and take a look at the values and weighting of each component against the greater whole.

This new worksheet includes the SIPP and the various ISA accounts, current and historical, plus those bonds which are held outside.   I'm getting closer to the age when the SIPP could be drawn down against if I wanted to, so I'm simply lumping everything in here together.

However, the cash component in the worksheet only represents the cash held within the SIPP & ISA accounts and available for immediate investment, and not any other cash I have in accounts outside.

Why does Daylight Saving Time start so much later than it finishes ?

From looking at my earlier post on growlights, it again raises a question that been puzzling me for a long time.  

Take a look at this sunrise-sunset-daylight hours graph for our location. from that post, but with a few extra intercept lines I've added.  Click for a larger image....

British Summer Time (BST) will end this year on 25/26 October 2014, but it won't begin again until 28/29 March 2015.  

Why should this be ?

Fitting a Roof Dry Verge / Roof Tile Edging System....

Our house was built in 1939, and the original three-up two-down building from that period is a really decent piece of construction.    

However, the kitchen and garage extension was added in the mid 1980s, according to the neighbours who've been here for thirty years, and the whole thing is just very roughly put together.  

One example is that the edges of the roof pantiles which overhang the brickwork are sealed either by mortar or, even worse, simply filled with expanding foam.   Although mortar was an established method of verge sealing, it wasn't the only option or the most decorative even 30 years ago and it's not particular suitable for this type of roof tile.

the short upper gable, with expanded foam and mortar joints....

Garden Review 2014.... in Pictures

In, around or over our garden ....

Building a Simple Electrical Heater - Part 2

Recent additions - electrical heater box and growlight panel, both on test

I've put this on a separate post to my original, because the whole design has now become a little more complex !

After building the two identical electrical resistance heating elements, I spotted a 6" (150 mm) 24 VDC fan at our local car boot sale a couple of weeks ago.  This was snapped up for £2.  

the fan....

With this addition, I thought I could maybe improve on my original free-convection idea and wire up this fan in parallel to our two heating elements, to push the air over the heaters.

Growing Palm Trees from Seed ...

My wife has always wanted a palm tree in our garden.  Despite my insistence that this is bloody-freezing Northern England and therefore it's just not possible, I've had to endure the accusing glances and disparaging comments whenever we've driven past other local gardens in which, admittedly, many appear to be flourishing.

Our nearest garden centre also stocks several of them, but they're all under the protection of the glasshouse areas and not standing out in the open ground.  The smallest versions are more than twenty-five quid each and they even want around £300 for some of the larger specimens !

Anyway, we were on holiday in scorching-hot Mallorca in early August, and on one of our many trips out and about on the hired motorbike we passed a Spanish garden centre and stopped for a browse.  

Making a LED Growlight Panel

This is another build for the greenhouse electrics.  Growlights.

I've been reading up a bit about the light requirements of plants.  There's a lot of very technical stuff out there, but basically it seems that blue-ish light is best for seedlings & green vegetative growth and red-ish light for germination, flowering and fruiting.  

One of the many images from a Google search on the subject of plant light
requirements.  Unfortunately, this was one of several in a wide ranging
cut-and-paste job, and so I don't have the link for an acknowledgement....

Since the plan is to supplement the available sunlight in the winter when we start off the leeks and onions etc, then mostly blue seems the order of the day with just a splash of red.

It gets even more technical when they start talking about specific individual wavelengths within the blue and red regions for optimum growth, e.g. 439, 469, 642 & 677 nanometres, but blue is blue and red is red as far as I'm concerned - there must be at least some of the light emitted that touches on these optimum wavelengths.