where eagles fear to perch

musings on simple living, gardening, personal finance plus my projects and experiments...

30 March 2019

The new Climbing Roses .... Six on Saturday

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Following on from building the pergolas and summerhouse late last year ( see posts passim ),  over the winter and early spring we've sou...
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23 March 2019

Cost of Car Ownership over 9 years ...

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We've just replaced our 15-year old car, which we've owned for the last 9 years.   It was just about on its last legs, was going to ...
13 February 2019

Calculating Portfolio Returns - Bogleheads Spreadsheet

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Calculating portfolio returns has been a hot, or at least a warm, topic on the FI blogs recently, in particular with regard to accounting fo...
06 February 2019

High Yield Portfolio - what's in a name ?

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A High Yield Portfolio (HYP) seems to me a harmless and generic name for any group of investments cobbled together in an attempt to bring ...
27 January 2019

New High Yield Group within SIPP

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These days, I'm becoming increasingly uncomfortable with holding large chunks of  individual company shares, preferring instead to sprea...
01 January 2019

Investment Review - December 2018

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And so this is Christmas, and how have we done ?   Firstly, the combined portfolio spreadsheet updated on Monday 31 December 2018.
30 December 2018

Annual Spending Review - 2018

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So where did all the money go in 2018 ?  Here's our regular end-of-year review. click on the graphic for a larger image ...
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About Me

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where eagles fear to perch
Yes, I know it's a Kestrel and not an Eagle, which are pretty thin on the ground in northern England. However, this is a photo I took myself of a kestrel hovering over the fields next to our house. Note that I'm not a financial adviser, and so you should regard anything I post about personal finance as being worth exactly what you paid for it, i.e. nothing !
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